yacht insurance

[yacht-insuranceSop]

Spent about two weeks comparing quotes on yacht insurance before spring launch. The first thing I learned: the cheapest quote usually hides a pile of exclusions. Check agreed value vs actual cash value — on an ACV policy, depreciation eats your claim after a total loss. For an older hull, expect the insurer to ask for a recent survey. Most of the confusion comes from the policy wording, so this helped me sort it out: [url=https://yacht-insurance.net]yacht insurance[/url] — it lays out the main policy terms in plain English. Then check the navigation limits: going past the listed waters can get a claim denied. On the East Coast and the Gulf, the named storm deductible is usually a percentage of hull value, not a flat amount. Don’t skimp on liability either — wreck removal and damage to other boats can cost more than the boat itself. Compare two or three carriers and go through the exclusions before you sign.